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who pAys
WHAt?
THE seLLer gEnERALLy PAyS FOR: neGOtiAted
+ Owner’s title insurance policy premium terMs:
+ Real estate commission There are many
+ Half of the escrow fee opportunities for
+ Any loan charges required by the Buyer’s lender if specified in the negotiation in a home sale
purchase contract beyond the price of the
+ Payoff plus any fees, charges, and/or penalties and interest on all property. Some things that
loans made by the Seller, including statement fees, reconveyance are typically negotiated are
fees, and/or prepayment fees closing cost credits, closing
+ Any encumbrance of record against the Seller date, inspection repairs,
+ Recording charges to clear all documents of record against the and home warranties. All
Seller terms will be documented
+ Termite inspection and repair work as specified by the purchase in the Purchase Agreement.
contract Decide what is important
+ Home warranty if specified in the purchase contract to you, and ask your real
+ Prorated property taxes and/or delinquent taxes to date of close estate agent if there is
+ unpaid HOA dues or assessments of record (if applicable) something you want to
+ HOA transfer fee (if applicable) negotiate.
+ HOA Disclosure Statement (if applicable)
16 ARIZ NA
HOmE guid E
